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Mil-way Rates

Regular Savings Accounts (effective 09/18/14)
Mil-Way FCU Regular Savings Accounts** are available.
Account Type Dividend Rate APY*
Regular Savings Accounts
($0.00 to $199.99)
0.00% 0.00%
Regular Savings Accounts
($200.00 to $999.99)
0.05% 0.05%
Regular Savings Accounts ($1,000.00 & Above) 0.10% 0.10%

Special Savings Accounts (effective 09/18/14)
Mil-Way FCU Special Savings Accounts** are available.
Account Type Dividend Rate APY*
Special Savings Accounts
($0.00 to $199.99)
0.00% 0.00%
Special Savings Accounts
($200.00 to $999.99)
0.05% 0.05%
Special Savings Accounts ($1,000.00 to $ 4,999.99) 0.10% 0.10%
Special Savings Accounts
($5,000.00 & Above)
0.25% 0.25%

IRA Accounts (effective 09/18/14)
Mil-Way FCU IRA Accounts** are available.
Account Type Dividend Rate APY*
IRA Accounts
($0.00 to $199.99)
0.00% 0.00%
IRA Accounts
($200.00 to $999.99)
0.05% 0.05%
IRA Accounts
($1,000.00 to $ 4,999.99)
0.10% 0.10%
IRA Accounts
($5,000.00 & Above)
0.25% 0.25%
The Account will continue to earn interest daily and pay quarterly. Withdrawals are without penalty providing the account is not closed.

Share Draft Rates (effective 09/18/14)
Compounded Monthly
Account Type Dividend Rate APY*
Share Draft
($500.00 & Above)
0.05% 0.05%

Share Certificate Rates (effective 09/18/14)
$2500 Minimum Deposit Compounded Monthly
Account Type Dividend Rate APY*
Share Certificate - 6 Months 0.549% 0.55%
Share Certificate - 12 Months 1.045% 1.05%
Share Certificate - 18 Months 1.094% 1.10%
Share Certificate - 24 Months 1.193% 1.20%
*APY = Annual Percentages Yield **Early withdrawal penalties apply to Share Certificates. Minimum deposit of $2500 required for Share Certificates. Any fee could reduce the earnings on the account.

Loan Rates (effective 09/09/14)
Account Type Dividend Rate APR*
Personal Up to 36 Months 9.80%**
Personal Term-1 Year Renewal 10.20%**
Share   Call for rate
 
New/Used Vehicles Up to 48 Months 2.19%**
New/Used Vehicles Up to 63 Months 2.29%**
New/Used Vehicles Up to 72 Months 2.39%**
     
New/Used Boats Up to 63 Months 2.49%**
New/Used Boats Up to 72 Months 4.99%**
New Boats Up to 84 Months 5.69%**
     
New/Used Travel Trailer/RV Up to 63 Months 2.49%**
New/Used Travel Trailer/RV Up to 72 Months 3.49%**
Used Travel Trailer/RV Up to 96 Months 4.49%**
New Travel Trailer/RV Up to 120 Months 4.49%**
     
New 4 Wheeler Up to 48 Months 2.19%
Used 4 Wheeler Up to 48 Months 2.49%
New/Used Motorcycles Up to 48 Months 2.19%
New/Used Motorcycles Up to 63 Months 2.49%
New/Used Motorcycles Up to 72 Months 3.49%
     
New/Used Farm Equip (Under $50,000) Up to 48 Months 2.19%**
New/Used Farm Equip (Under $50,000) Up to 63 Months 2.49%**
New/Used Farm Equip (Under $50,000) Up to 72 Months 4.99%**
     

Household Goods
(No Refi Permitted on Household Goods)

Up to 36 Months 7.79%**
* Annual Percentage Rate **Must be a purchase or a refinance from another financial institution. Refinance-cash out: Must add 1.00% to the current stated APR* rate. Membership eligibility required, along with approved credit. Interest rate and term will be determined by credit qualifications. Not every member will qualify for the lowest quoted rate as indicated.

Mortgage Rates
Account Type Dividend Rate APR*
Unimproved Property: Lesser of 80% Appraised Value or Selling Price Up to 15 Years 7.35%
Mortgage Loan: Lesser of 80% Appraised Value or Selling Price Up to 15 Years 4.09%
Mortgage Loan: Lesser of 80% Appraised Value or Selling Price Up to 20 Years 4.64%
Mortgage Loan: Lesser of 80% Appraised Value or Selling Price Up to 30 Years 5.09%
Home Equity Loan (100%, AR) Up to 5 Years 5.49%
Home Equity Loan (100%, AR) Up to 10 Years 6.75%
Annual Percentage rate will be based on your credit qualifications. Certain restrictions apply. Only individuals with a credit score of 650 and above will qualify for the absolute lowest rate. MWFCU will finance up to 100% LTV on Arkansas home equity loans and 80% LTV on the refinance of a first mortgage in Arkansas. For Texas, MWFCU will finance 80% LTV on both mortgage and home equity. Rates as of February 5, 2014.